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Private Medical Insurance in the United Kingdom
Posted by datahealthconsultancy on March 8th Cheap Baseball Jerseys China , 2016


The government in the UK provides all residents free public healthcare via the National Health Service (NHS). The NHS runs on limited funds and is primarily funded by taxation. The great demand for its services often demonstrates the limits of a public healthcare system in terms of range and cost of treatment. Wait times for some treatments are very long. Depending on the region one lives in, availability of specialists accepting NHS patients may also be limited.


Alternatives like Private Medical Insurance (PMI) are available to counter the problem. However, estimates suggest that only 6.3% of the population, i.e. approximately 4 million people have opted for PMI. The main benefit of resorting to the private health sector in the UK is not necessarily the quality of treatment, but shorter waiting periods and easy availability of specialist consultants.


Private medical insurance is often called ‘health insurance’. It should not be confused with other types of insurance such as health cash plans Cheap Hockey Jerseys China , income protection and critical illness. Private medical insurance does not have to be expensive. There are plenty of cheap plans available which offer peace of mind in the eventuality of the insurance holder or their family falling ill.


Private health insurance offers three key advantages:

Shorter waiting timesQuicker diagnosisBetter facilities (such as private rooms)

Health insurance also provides access to specialist drugs and treatments that may not be available under the NHS. These may be expensive, and difficult to afford without insurance. The aim of private medical insurance is to provide policyholders comfort and reassurance from the time of initial consultation right through aftercare. A patient or their family do not have to bear the additional anxiety over costs when they need medical care. A person’s well-being is the most valuable element of their lives, and the means to preserve it is of vital importance.